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Fraudulent Insurance Claims Cost Companies Millions

published 2008-01-06 08:49 PM, updated 2008-10-31 05:51 PM

Image: YLE, source: Ludovic Di Orio/Goodshot.com

Between 100 and 200 million euros are swindled from Finnish insurance companies each year due to fraudulent claims, estimates the Federation of Finnish Financial Services.

The number accounts for five to ten percent of the total amount of reimbursements paid out by insurance companies, reports the Sunnuntaisuomalainen newspaper supplement.

In a survey carried out by the Federation of Finnish Financial Services, one in twenty policyholders scams money from insurance companies. Furthermore, one out of seven people approves of exaggerating damages when filling out insurance claims.

The fraudulence leads to more costly insurance policies for all.

Thousands of Shady Claims Uncovered Each year, insurance companies uncover between 2,000 and 3,000 shady claims. Those claims alone add up to 45 to 55 million euros. About half of those claims concern damages to vehicles, while one-quarter are claims for household damages. Eleven percent concern bodily injury, six percent involve company damages, and four percent are other damages. YLE

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