The European Union Commission has told Finland it has to speed up the introduction and use of so-called electric cash.
On Monday the commission issued a statement saying Finland was lagging behind in implementing all of the directives demanded by the EU on electric cash.
If the directives aren't met, Finland could be taken to court.
Electric cash is the means of storing money onto computer chips or memory, which can be used either from personal computers or embedded into bank cards.
In many other European countries, these chips are much more widely used than in Finland.